Detached House sold at 176 Bay Street, Tay, Ontario, L0K 2A0 - Victoria Harbour - MLS: S12288616

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176 Bay Street

Tay, Ontario, L0K 2A0 - Victoria Harbour

$499,900$000000

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Neighbourhood

Victoria Harbour
Major Intersection

Bay St/Albert St

Listed Since: 291 day(s)
Last update: 179 day(s) ago

Virtual Tour

Overview

Property Type

Detached, Bungalow-Raised
Bedrooms

3 + 2
Bathrooms

2
Basement

Full + Finished
Kitchen

1 + 1
Total Parking

6 (2 Attached Garage)
Lot Size

66x165 (Feet)
Taxes

$2,898.88 (2025)
Type

Freehold

Property Description

Property description for 176 Bay Street, Tay

This all-brick home sits on a quiet street in the heart of Victoria Harbour, offering the kind of solid construction and spacious layout that stands the test of time. Built during an era when homes were made to last, this property carries a sense of timeless charm and sturdiness throughout. The main floor features a classic and functional layout with a large eat-in kitchen, separate dining room, generous living room, three sizable bedrooms, and a full bathroom. While largely original, the home has been well maintained over the years and offers the perfect canvas for someone looking to bring their own vision to life. The finished basement adds valuable flexibility with a separate side entrance, two additional bedrooms, a full bathroom, and a spacious second kitchen, ideal for extended family, guests, or rental income. Set on a large corner lot, there's plenty of space for kids to play, gardens to grow, or future outdoor projects to come to life. The double car garage provides additional storage and convenience. Located in a friendly, family-oriented neighbourhood, Victoria Harbour offers small-town warmth with access to beautiful waterfront, local shops, schools, and parks just minutes away. Whether you're looking to settle in or invest, this is a great opportunity in a community that feels like home.

Listed by Keller Williams Co-Elevation Realty, Brokerage

Property details

MLS #

S12288616
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Pvt Double
Garage

Attached, 2 spaces
Total Parking

6
Family Room

N
Den

N
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

None
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

MLS #

S12288616
Sq. Ft

1100-1500
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

51-99
Pool

None
Drive

Pvt Double
Garage

Attached, 2 spaces
Total Parking

6
Family Room

N
Den

N
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete Block
Elevator

n/a
Water View

n/a
Laundry Level

Lower
Heat

Forced Air
A/C

None
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

N

Kitchen

5.28 x 2.89 ft Main level
Dining

3.41 x 2.79 ft Main level
Living

3.53 x 4.88 ft Main level
Primary

3.91 x 3.16 ft Main level
Br

3.41 x 4.15 ft Main level
2nd Br

3.41 x 2.93 ft Main level
Family

7.14 x 3.43 ft Lower level
Kitchen

4.49 x 3.7 ft Lower level
3rd Br

3.14 x 3.53 ft Lower level
4th Br

3.14 x 3.92 ft Lower level
Other

4.49 x 1.31 ft Lower level
Utility

2.55 x 1.72 ft Lower level
Laundry

2.54 x 2.65 ft Lower level

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Estimated price

Date

Price

Change

2025-07-16

$519,420

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Local Real Estate Price Trends for Detached in Victoria Harbour

Active listings

Average Selling Price of a Detached

April 2026

$528,750

Last 3 Months

$578,189

Last 12 Months

$600,072

April 2025

$701,875

Last 3 Months LY

$573,242

Last 12 Months LY

$604,045

Change

-25%

Change

-1%

Historical Average Selling Price of a Detached in Victoria Harbour

Average Selling Price

3 years ago

$755,543

Average Selling Price

5 years ago

$738,498

Average Selling Price

10 years ago

$409,000

Change

-30%

Change

-28%

Change

29%

How many days Detached takes to sell (DOM)

April 2026

Last 3 Months

Last 12 Months

April 2025

Last 3 Months LY

Last 12 Months LY

Change

-85%

Change

72%

Change

11%

Average Selling price

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Closing Cost Calculator

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Closing Cost Total for this property

Total Cash flow for purchasing this property

Purchase Price

First time home buyer

Down Payment($)

Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.

Contact Manoj Kukreja

Sales Representative, Century 21 People’s Choice Realty Inc., Brokerage
(647) 576 - 2100

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